From coffemj at yahoo.com  Tue May 29 03:51:49 2018
From: coffemj at yahoo.com (Michael Coffey)
Date: Tue, 29 May 2018 05:51:49 -0400
Subject: [Board-2018] Insurance
In-Reply-To: <CAJsZRii-OKr141t9aGX4BBuqK7SUaGTHvz3CAQL_r2kqc8WteQ@mail.gmail.com>
References: <CAC7tJWZj-D2AvZ8pq3i_EWyeO7PQsC0nVnYVNNPJDSfQvXe5sA@mail.gmail.com>
	<156cf9e9-9c7b-d544-6bdf-579d6f134c13@blueberrybayfarm.com>
	<CAC7tJWa=nPiiLf24HbimiHpBiZ=1EYQZ1R9QMtp5wxjMDaWwvQ@mail.gmail.com>
	<BN3PR17MB0529F51D22D409E5C0D574B6BC6E0@BN3PR17MB0529.namprd17.prod.outlook.com>
	<CAJsZRii-OKr141t9aGX4BBuqK7SUaGTHvz3CAQL_r2kqc8WteQ@mail.gmail.com>
Message-ID: <1B3391DA-8540-496F-BA33-FDB99F074230@yahoo.com>

not necessary 

Sent from my iPhone

> On May 28, 2018, at 7:30 PM, Jeremy Small <jsmall.105 at gmail.com> wrote:
> 
> No
> 
>> On Mon, May 28, 2018, 7:29 PM Roy Briscoe <roysail at hotmail.com> wrote:
>> I say no
>> 
>> 
>> Sent from my iPhone
>> 
>> On May 28, 2018, at 6:42 PM, Glenn Michael <glennwmichael at gmail.com> wrote:
>> 
>>> Anyone who feels the need to research this, is welcome to.  I feel it is not necessary, but if we want a vote by all, so be it.  I will not be the one looking into this.  Cunningham Associates is in Portsmouth.
>>> 
>>> Glenn
>>> 
>>>> On Mon, May 28, 2018 at 3:57 PM, Ron Laurence - Blueberry Bay Farm <info at blueberrybayfarm.com> wrote:
>>>> Glenn:
>>>> While it's highly improbable, I think we should ask Joe as just what kind of losses it covers. I think Wendy brings up a valid question.  If ever an incident, such as involving radioactivity,  it could conceivably render the entire club unusable.  But then if we're looking to spend more money on insurance, I still think the liability coverage for the officers and directors is inadequate.
>>>> Ron
>>>> 
>>>> 
>>>> 
>>>> 
>>>> On 5/28/2018 1:09 PM, Glenn Michael wrote:
>>>>> Got  an insurance proposal from Joe for Terrorism Insurance.  It is $257 for a year.  I do not think that we need this coverage.  We have refused it before.
>>>>> 
>>>>> Please let me know by Wed. night if you think we NEED this.  No response means no.
>>>>> 
>>>>> Thanks,
>>>>> 
>>>>> Glenn
>>>> 
>>>> 
>>>> -- 
>>>> <Auto signature copy.jpg>
>>> 
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From dgingras at comcast.net  Tue May 29 05:25:45 2018
From: dgingras at comcast.net (Dan Gingras)
Date: Tue, 29 May 2018 07:25:45 -0400
Subject: [Board-2018] Insurance
In-Reply-To: <1B3391DA-8540-496F-BA33-FDB99F074230@yahoo.com>
References: <CAC7tJWZj-D2AvZ8pq3i_EWyeO7PQsC0nVnYVNNPJDSfQvXe5sA@mail.gmail.com>	<156cf9e9-9c7b-d544-6bdf-579d6f134c13@blueberrybayfarm.com>	<CAC7tJWa=nPiiLf24HbimiHpBiZ=1EYQZ1R9QMtp5wxjMDaWwvQ@mail.gmail.com>	<BN3PR17MB0529F51D22D409E5C0D574B6BC6E0@BN3PR17MB0529.namprd17.prod.outlook.com>	<CAJsZRii-OKr141t9aGX4BBuqK7SUaGTHvz3CAQL_r2kqc8WteQ@mail.gmail.com>
	<1B3391DA-8540-496F-BA33-FDB99F074230@yahoo.com>
Message-ID: <044201d3f73f$c96eabb0$5c4c0310$@comcast.net>

If the club is rendered unusable due to radioactivity, we’ll all have bigger problems to worry about.   

 

I don’t think it’s necessary.

 

Dan

 

From: Board <board-bounces at portsmouthyc.org> On Behalf Of Michael Coffey
Sent: Tuesday, May 29, 2018 5:52 AM
To: Board of Directors <board at portsmouthyc.org>
Subject: Re: [Board-2018] Insurance

 

not necessary 

Sent from my iPhone


On May 28, 2018, at 7:30 PM, Jeremy Small <jsmall.105 at gmail.com <mailto:jsmall.105 at gmail.com> > wrote:

No

On Mon, May 28, 2018, 7:29 PM Roy Briscoe <roysail at hotmail.com <mailto:roysail at hotmail.com> > wrote:

I say no

 

Sent from my iPhone


On May 28, 2018, at 6:42 PM, Glenn Michael <glennwmichael at gmail.com <mailto:glennwmichael at gmail.com> > wrote:

Anyone who feels the need to research this, is welcome to.  I feel it is not necessary, but if we want a vote by all, so be it.  I will not be the one looking into this.  Cunningham Associates is in Portsmouth.

 

Glenn

 

On Mon, May 28, 2018 at 3:57 PM, Ron Laurence - Blueberry Bay Farm <info at blueberrybayfarm.com <mailto:info at blueberrybayfarm.com> > wrote:

Glenn:
While it's highly improbable, I think we should ask Joe as just what kind of losses it covers. I think Wendy brings up a valid question.  If ever an incident, such as involving radioactivity,  it could conceivably render the entire club unusable.  But then if we're looking to spend more money on insurance, I still think the liability coverage for the officers and directors is inadequate.
Ron 





On 5/28/2018 1:09 PM, Glenn Michael wrote:

Got  an insurance proposal from Joe for Terrorism Insurance.  It is $257 for a year.  I do not think that we need this coverage.  We have refused it before.

 

Please let me know by Wed. night if you think we NEED this.  No response means no.

 

Thanks,

 

Glenn

 

 

-- 
<Auto signature copy.jpg>

 

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From wsmith5125 at comcast.net  Tue May 29 07:50:49 2018
From: wsmith5125 at comcast.net (Wes Smith)
Date: Tue, 29 May 2018 09:50:49 -0400
Subject: [Board-2018] Insurance
In-Reply-To: <CAC7tJWZj-D2AvZ8pq3i_EWyeO7PQsC0nVnYVNNPJDSfQvXe5sA@mail.gmail.com>
References: <CAC7tJWZj-D2AvZ8pq3i_EWyeO7PQsC0nVnYVNNPJDSfQvXe5sA@mail.gmail.com>
Message-ID: <001b01d3f754$0dd3e360$297baa20$@net>

Hi Glenn,

 

What does Terrorism Insurance cover that our current insurance would not cover? 

 

I called my insurance agent asking about Terrorism Insurance. The insurance coverage resulted from 911 and offered to ALL commercial insurance policies. If an incident is classified an Act of Terrorism our commercial insurance is null and void.

 

I suggest we get a written statement from Joe stating the benefits of the insurance. 

 

Thanks,

 

Wes

 

 

 

From: Board [mailto:board-bounces at portsmouthyc.org] On Behalf Of Glenn Michael
Sent: Monday, May 28, 2018 1:09 PM
To: Board of Directors
Subject: [Board-2018] Insurance

 

Got an insurance proposal from Joe for Terrorism Insurance.  It is $257 for a year.  I do not think that we need this coverage.  We have refused it before.

 

Please let me know by Wed. night if you think we NEED this.  No response means no.

 

Thanks,

 

Glenn

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From glennwmichael at gmail.com  Tue May 29 18:28:05 2018
From: glennwmichael at gmail.com (Glenn Michael)
Date: Tue, 29 May 2018 20:28:05 -0400
Subject: [Board-2018] Insurance
In-Reply-To: <001b01d3f754$0dd3e360$297baa20$@net>
References: <CAC7tJWZj-D2AvZ8pq3i_EWyeO7PQsC0nVnYVNNPJDSfQvXe5sA@mail.gmail.com>
	<001b01d3f754$0dd3e360$297baa20$@net>
Message-ID: <CAC7tJWYhf1MNgOwDa=dat+Fo9bSciitDUvcQiMTG-pxdeB4xbQ@mail.gmail.com>

Hi Again,

I appreciate the involvement and commitment of this board...it is great.

Concerning this "terrorism insurance".  I am of the firm opinion that we do
not need it.  If ANYONE needs more information, or needs to discuss this
with our agent, or needs a written statement, please do it...I will not.  I
hate to repeat myself, but I will.  If you feel that there needs to be a
formal vote on this issue, please let me know.  I believe in complete
transparency on stuff like this, but we need to decide on this soon.

Thanks,

Glenn

On Tue, May 29, 2018 at 9:50 AM, Wes Smith <wsmith5125 at comcast.net> wrote:

> Hi Glenn,
>
>
>
> What does Terrorism Insurance cover that our current insurance would not
> cover?
>
>
>
> I called my insurance agent asking about Terrorism Insurance. The
> insurance coverage resulted from 911 and offered to ALL commercial
> insurance policies. If an incident is classified an Act of Terrorism our
> commercial insurance is null and void.
>
>
>
> I suggest we get a written statement from Joe stating the benefits of the
> insurance.
>
>
>
> Thanks,
>
>
>
> Wes
>
>
>
>
>
>
>
> *From:* Board [mailto:board-bounces at portsmouthyc.org] *On Behalf Of *Glenn
> Michael
> *Sent:* Monday, May 28, 2018 1:09 PM
> *To:* Board of Directors
> *Subject:* [Board-2018] Insurance
>
>
>
> Got an insurance proposal from Joe for Terrorism Insurance.  It is $257
> for a year.  I do not think that we need this coverage.  We have refused it
> before.
>
>
>
> Please let me know by Wed. night if you think we NEED this.  No response
> means no.
>
>
>
> Thanks,
>
>
>
> Glenn
>
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